Hello, my name is Tope. I live in Ajuwon area in Ifo, Ogun State. In order to make ends meet, I decided to teach in one of the private schools in my area. The name of the school is Revelation Academy. The school is very close to Ifo Market in Ogun State. I am sure the people who know Ifo very well will know the school I am talking about. This is because it is a school that is very popular. I started teaching in the school on …
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I still remember my time serving in Jos during the National Youth Service Corps (NYSC). At the time, corps members were adjusting to a sharp rise in the cost of food, transport, rent and other basic expenses. When the Federal Government increased the monthly NYSC allowance from ₦33,000 to ₦77,000, I initially thought the increase would finally give me some breathing room. On paper, ₦77,000 looked like a major improvement. Bu…
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Recently, I was in my room thinking deeply about my life. One thought kept coming back to me: how much can our friendships influence the way we spend? The more I thought about it, the more I realized that some of my social habits were costing me far more than I had noticed. To understand where my money was going, I reviewed my OPay transaction history. I had opened the account earlier in the year, and I wanted to understand w…
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Have you ever been rejected by a loan app even though you have never defaulted on a loan? Here are the realistic reasons it can happen, what lenders may consider, and what you should do next. I can remember vividly the first time I tried to borrow money from a loan app. I was an undergraduate at the University of Jos, in 200 Level at the time. I needed money to print materials for a group assignment and presentation. I called…
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Working a 9-to-5 job can be exhausting, especially when you feel underpaid, overworked or unappreciated. However, a difficult day at work does not always mean quitting immediately is the best financial decision. I currently work as a teacher, and there have been days when I have felt frustrated by the expectations placed on me. Sometimes I feel that I am expected to remain on my feet teaching constantly, even when I need a sh…
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