I still remember my time serving in Jos during the National Youth Service Corps (NYSC). At the time, corps members were adjusting to a sharp rise in the cost of food, transport, rent and other basic expenses. When the Federal Government increased the monthly NYSC allowance from ₦33,000 to ₦77,000, I initially thought the increase would finally give me some breathing room. On paper, ₦77,000 looked like a major improvement. Bu…
Continue Reading
Recently, I was in my room, and I was having a deep thought about my life in general. A thought popped into my mind, and the thought is all about how friends keep us broke. I thought about it for a long time,e and I realized that sometimes, these relationships cost us a fortune. Here is my personal breakdown of how social expectations silently drain monthly savings: I opened my OPay account early this year, particularly in…
Continue Reading
Have you ever been rejected by a loan app even though you have never defaulted on a loan? Here are the realistic reasons it can happen, what lenders may consider, and what you should do next. I can remember vividly the first time I tried to borrow money from a loan app. I was an undergraduate at the University of Jos, in 200 Level at the time. I needed money to print materials for a group assignment and presentation. I called…
Continue Reading
As long as you are working a 9-5 job, you will receive stylish insults and disrespect. It doesn't matter whether you are working in an office, a boutique, or an organization. The truth is that 9-5 jobs come with insults and disrespect. If you are doubting me, ask the people working in an office. They will tell you what the Management and HR are doing to them. Behind those smiley faces in the workplace lies tiredness and E…
Continue Reading
Whether you like it or not, when you are in a relationship, you will spend. It doesn't matter if your partner is demanding or not. You will surely spend. Even when your partner doesn't ask you, as a caring person, you will go out of your way to make them happy and to show them you appreciate them. It is not possible to be in a relationship without spending. This is because it is no longer you but us. A relationship co…
Continue Reading
.jpeg)
