Lately, I have been overthinking. It has given me insomnia. I wake up at 2:00 a.m. in my room self-contain apartment in Ifo, Ogun State, calculating on my phone. Not because I am broke, but because I am tired. Why am I tired? I am tired of the pressure that comes with my salary every month. This is because my close friends, family members, and even my landlord know how much I earn. Funny enough, I was the one who told …
I used to think going broke before payday was something that happened only to people who were careless with money. Then it happened to me. About six months ago, I began earning approximately ₦150,000 a month from my job. At first, I felt like the salary should be enough for me to live comfortably and still save something every month. But before my first salary even arrived, I had already accumulated debts that needed to be re…
I will never forget how this started. I was living in Ibadan and looking for a side hustle that could supplement my salary. After some indecision, I came across a video online of a woman named Amanda who sold small chops in Lekki, Lagos. In the video, she said she was making at least ₦400,000 a month from the business. I saw that figure, got excited and immediately began thinking about starting the same type of business in Ib…
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I started working as a classroom teacher at a private school in Ifo, Ogun State, on January 5, 2026. At the time, I needed a reliable source of income, so I accepted the position even though the salary was lower than I originally expected. During the interview, I was asked about my expected salary. I initially had ₦120,000 to ₦150,000 in mind, but after seeing the size of the school, I reduced my expectation to between ₦70,00…
I still remember my time serving in Jos during the National Youth Service Corps (NYSC). At the time, corps members were adjusting to a sharp rise in the cost of food, transport, rent and other basic expenses. When the Federal Government increased the monthly NYSC allowance from ₦33,000 to ₦77,000, I initially thought the increase would finally give me some breathing room. On paper, ₦77,000 looked like a major improvement. Bu…